Is the West Bank and Gaza disputed or Occupied?

From what i hear in the news, they always say "Reporting from the OCCUPIED TERRITORIES this is CNN"...

but is it Occupied?

Afterall, what happened with the 'oslo'? Isn't that an agreement? And isn't agreements supposed to be a contractual agreements and a current dispute that will be resolved by 2 or more parties?

So why would people say occupied?

ITS DISPUTED (DAMMIT! ) afterall....there is a conflict, there is accords and there disputing on those claims..

personally, i think the media gave alot of credientials to the Palestinains thinking that ALL of WB and GAZA...and unfortunately for some UK/EU newspapers...all of occupied land...

I say its disputed..what to do you say?